sl2
Home > Our Services > Insurance Planning > Hong Leong Assurance

What is Insurance Planning?

  • Insurance Planning is concerned with ensuring adequate coverage against insurable risks. Calculating the right level of risk cover is a specialized activity, requiring considerable expertise.
  • Proper Insurance Planning can help you look at the possibility of getting a wider coverage for the same amount of premium or the same level of coverage for the same amount of premium or the same level of coverage for a reduced premium. Hence, the need for proper insurance planning is necessary.

Why do I need Insurance?

      Insurance

Insurance, simply put, is the cover for the risks that we run during our lives. Insurance enables us to live our lives to the fullest, without worrying about the financial impact of events that could hamper it. In other words, insurance protects us from the contingencies that could affect us.

So what are the risks that we run? To name a few — the risk on our lives that is, the worries of replacement of the incomes that we contribute to the running of the household, the risks of medical contingencies (since they have the capability of depleting our wealth considerably) and risks to assets (since the replacement of these can have tremendous financial implications). If we can imagine a situation where our goals are disturbed by acts beyond our control, we can realize the relevance of insurance in our lives.

Why HLA?

Hong Leong Assurance Berhad (HLA) is one of the largest insurance companies in Malaysia. It is a well-established and respected Malaysian brand offering financial planning and protection solutions to meet the various needs of Malaysians at different cycles of their lives. Commitment to the customer is the key to HLA’s success, Today, HLA is one of Malaysia’s leading domestic brands for financial planning and protection solutions, specializing in Life Insurance products and services.

 

236442948_2931525083753447_2692750166654686704_n
13237585_10204602525421703_7696257272196127945_nPicture2you!